Business Consulting
Business plans, EU and national funding, changes of legal form and financial analysis, built on the real figures of your business.
An accounting firm sees a company's numbers every month. That puts us in a good position to help when a big decision comes up: a new investment, a bank loan, turning a sole proprietorship into a company, bringing in a partner or handing the business to the next generation.
From our Thessaloniki office we work with entrepreneurs in Northern Greece, family businesses and foreign investors starting out in Greece. We combine accounting, tax and analysis, so every recommendation holds up both in the numbers and under the law.
Who it’s for: Entrepreneurs planning an investment or a loan, growing small and mid-sized businesses, family businesses, freelancers thinking about incorporating, and foreign investors in Greece.
Where we help in practice
Business Plans & Viability
Financial forecasts, market and competitor analysis, and business plans for banks, investors or funding programs.
Grants & Funding (ESPA)
Identifying ESPA 2021-2027 programs, Development Law incentives (Law 4887/2022) and Recovery Fund opportunities, preparing the application and following the project through.
Company Formation & Restructuring
Setting up an IKE, EPE, AE or branch, and corporate transformations under Law 4601/2019: mergers, demergers and conversions.
Financial Analysis
Working capital, cash flow, profitability by activity and cost reduction, benchmarked against businesses in your sector.
M&A & Due Diligence
Financial and tax due diligence, valuation, deal structuring and support after completion.
Family Business & Succession
Planning the handover to the next generation, tax-efficient structures, governance rules and shareholder agreements.
How a consulting project works
Defining the question
We start from the decision you need to make and agree what we will deliver and by when.
Analyzing the data
We use your accounting data, contracts and market information, so forecasts rest on real figures.
Scenarios and a recommendation
We present the options with their financial and tax outcome and tell you clearly what we would recommend.
Implementation
We stay with you through execution: applications, contracts, corporate changes and tracking results.
Moments when it pays to talk to us
The most expensive decisions are the ones made without numbers. Call us before:
- an investment in equipment, property or a new location
- a loan application or joining an ESPA or Development Law program
- turning a sole proprietorship into an IKE or bringing in a new partner
- buying or selling a business or company shares
- handing the business over to the next generation
Why get advice from your accountants
We start from real data
When we already keep your books, the analysis starts from numbers we know well. If not, we organize them first.
Tax and law from day one
Every scenario is checked for its tax impact, so there are no surprises after the decision.
Local market knowledge
Since 1991 we have worked with businesses in Thessaloniki and Northern Greece across many sectors.
A bridge for foreign investors
We explain the Greek framework in English and German and coordinate lawyers, banks and authorities.
Business consulting: frequently asked questions
Do you help with ESPA funding programs?
Yes. We check whether your business is eligible, prepare the application and business plan, and follow the project through to disbursement. We do not promise approval, which depends on the evaluation and available funds, but we make sure the file is complete and realistic.
When does it make sense to turn a sole proprietorship into a company?
It depends on your profit, how much you want to take out, your contributions and the liability you carry. An IKE pays 22% corporate tax and 5% on dividends, while a sole proprietor is taxed on the scale up to 44%. We run both scenarios with your own figures before you decide.
Can you prepare a business plan for a bank?
Yes. Banks expect forecasts of revenue, costs and cash flow that are consistent with your historical figures. We prepare the plan and brief you on the questions the bank is likely to ask.
Do you work with foreign investors?
Yes. We support foreign companies and individuals investing in Greece or setting up a company here, in English and German, from structuring the investment to day-to-day accounting.
Interested in Business Consulting?
Tell us what you need. We reply within one business day.