Apostolou & PartnersTax Advisory & Accounting

Tax Incentives for New Residents

Greece Tax Incentives for New Residents

Compare Greece’s three tax incentives for new residents: the investor flat-tax regime, the 7% pension tax, and 50% tax relief for employees and entrepreneurs moving to Greece.

Why Greece?

Greece has introduced some of Europe's most competitive tax incentives to attract international talent, investors, and retirees. With sunshine, culture, and an affordable cost of living, the tax regimes are the final piece of an already compelling proposition.

15years

Maximum duration

3regimes

To choose from

€0minimum

For 50% tax relief entry

Three Tax Incentives at a Glance

Each option fits a different type of move to Greece. Here is how they compare.

Art. 5A

Investors and high-net-worth individuals

Fixed annual tax on qualifying foreign income + €20,000 per family member

Up to 15 years
€500,000 investment in Greece

Best suited to people moving to Greece who want a predictable tax bill on foreign income.

Art. 5B

Foreign pension recipients

7% flat tax on all foreign-source income

Up to 15 years
Transfer tax residency from a treaty country

No minimum investment. Covers pensions, dividends, rental income, and other foreign-source earnings.

Art. 5C

Employees & entrepreneurs/freelancers

50% tax relief on employment & business income

7 years
Not a Greek tax resident for 5 of the previous 6 years

The most accessible option. No investment is required for qualifying workers and business owners.

Try the 50% Tax Relief Calculator
Article 5A — Investor Flat-Tax Regime

A Fixed Annual Tax on Foreign Income

Article 5A allows qualifying individuals to pay a fixed annual tax of €100,000 on qualifying foreign income, regardless of how much they earn abroad. It is designed for investors and high-net-worth individuals who want tax certainty without the complexity of progressive rates.

To qualify, you must not have been a Greek tax resident for 7 of the previous 8 years, and you must invest at least €500,000 in Greek real estate, businesses, securities, or government bonds within three years of applying.

One of the most attractive features is the ability to extend coverage to family members at just €20,000 per person per year, so spouses and dependents can benefit from the same flat-tax treatment on qualifying foreign income.

Key Facts

Annual flat tax€100,000
Family members€20,000 each/year
DurationUp to 15 years
Investment required€500,000
Non-residency requirement7 of last 8 years

Key Facts

Flat tax rate7%
Applies toAll foreign-source income
DurationUp to 15 years
Investment requiredNone
EligibilityTreaty/agreement country
Article 5B — 7% Pension Tax

7% Tax in Greece for Foreign Pensioners

Article 5B offers foreign pension recipients a flat 7% tax rate on all foreign-source income — not just pensions, but also investment income, rental income from abroad, and other foreign earnings. It is one of Europe's most favorable retiree tax regimes.

To qualify, you must transfer your tax residency from a country that has either a double taxation treaty or an administrative cooperation agreement with Greece. You must also not have been a Greek tax resident for 5 of the previous 6 years.

There is no minimum investment requirement, making this regime especially attractive for retirees who want to enjoy the Greek lifestyle without a large upfront financial commitment.

Article 5C — 50% Tax Relief

50% Tax Relief for Employees & Entrepreneurs

Article 5C grants 50% tax relief on employment and business income. If you are relocating to Greece for a new job or to start a business, you effectively pay tax on only half your qualifying income for seven years.

Eligibility requires that you were not a Greek tax resident for 5 of the previous 6 years before transferring your residency. You must also be employed by a Greek entity or operate a business in Greece.

This is the most accessible of the three regimes — no investment is needed. It is especially popular among digital nomads, remote workers employed by Greek or foreign companies with a Greek presence, and entrepreneurs starting new ventures.

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Key Facts

Tax exemption50%
Applies toEmployment & business income
Duration7 years
Investment requiredNone
Non-residency requirement5 of last 6 years

Which Regime Is Right for You?

Answer one question to find your starting point — then let our team refine the recommendation.

Are you a retiree receiving a foreign pension?

7% flat tax on all foreign-source income — pensions, investments, and rental.

7% Pension Tax (Article 5B)

Are you a high-net-worth individual willing to invest €500K+?

A fixed annual tax on qualifying foreign income, regardless of how much you earn abroad.

Investor Flat Tax (Article 5A)

Are you an employee or entrepreneur relocating for work?

50% tax relief on employment and business income for 7 years.

50% Tax Relief (Article 5C)
Est. 1991
3 Languages
200+ Businesses
1,000+ Individuals
Est. 1991
3 Languages
200+ Businesses
1,000+ Individuals

Frequently Asked Questions

Find the Right Greek Tax Incentive

Tell us about your situation and we'll recommend the best regime for you.