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Net Salary Calculator 2026

Convert between gross and net salary with full EFKA social security breakdown for employees in Greece.

Direction

Number of Payments

14 payments includes the 13th (Christmas) and 14th (Easter + Summer) bonus salaries.

Age Group

Children

Monthly Net Salary

Take-home pay per month

€0.00
Monthly salary breakdown
ItemRateMonthly
Monthly Gross Salary€0.00
Employee EFKA Contributions13.37%−€0.00
Annual Taxable Income€0.00/yr
Tax Credit (Art. 16)−€0.00/yr
Income Tax−€0.00
Total Monthly Deductions−€0.00
Effective Deduction Rate0%
Monthly Net Salary€0.00
Annual Net (14 payments)€0.00

Employer Information

Employer EFKA (21.79%)€0.00
Total Employer Cost / month€0.00

How Salary Is Calculated

Net salary is calculated by deducting employee EFKA contributions (13.37%) and income tax withholding from the gross salary. Tax is calculated progressively on the annual income, after deducting the Article 16 tax credit (€777–€1,340 depending on children, phased out for incomes above €12,000). The employer pays additional contributions of 21.79%. The minimum wage is €920 gross per month from 1 April 2026. Note: the solidarity contribution has been abolished since 1/1/2023.

Frequently Asked Questions

What are the employee contributions?

Employee EFKA contributions amount to 13.37% of the gross salary. They include main pension, healthcare, supplementary, and welfare. There is a monthly ceiling of €7,761.94 for contribution calculation.

How much does the employer pay?

The employer pays an additional 21.79% of the gross salary in EFKA contributions. This means the total employer cost is gross salary + 21.79%.

How is income tax withheld?

Tax is withheld monthly by the employer based on the annual income tax brackets. Age and number of children are considered for calculating the tax reduction.

Disclaimer: This calculator gives estimates only, based on 2026 Greek tax law, and may not cover every deduction, tax credit or special case. Based on 2026 Greek tax brackets, standard EFKA employee contribution rates, and the Article 16 salary tax credit. It does not account for special employment categories or collective agreements. For advice on your own case, talk to our team.